About Me

Hi, I'm Apostolos Chardalias. I work at the intersection of finance, startups, and technology, with a focus on turning messy information into clear, decision-ready insight.

I'm a financial analyst and investment researcher, and I spend a lot of time doing deep dives on companies, markets, and business models. I write scouting reports, build financial models, and look for patterns that signal real opportunities.

I'm also active in real estate, where I combine financial modeling with a practical, data-first approach to evaluate investments and uncover value.

Alongside this, I'm building Hardalion, a fintech + AI studio. The mission is simple: use new technology and continuous research to create tools that remove friction from financial workflows and give people their time back, so they can focus on what matters.

On this website, you'll find reports, articles, and notes from what I'm learning and building. If you'd like to connect, collaborate, or exchange ideas, feel free to reach out.